Frequently Asked Questions


Got a quick question? Check here for a quick answer.


General Questions:

Q: What kind of interest rates are you charging?

A: We charge 28% per year on our loans.

Q: How do I know the screen capture is secure?

A: Everything is encrypted, both in the communication between you and us and in the communication between you and your bank. This ensure that nobody else can track the information. We use SSL encryption, just like the government, the military, the banks, and everyone else who cares about data security.

Q: I need another loan, what now?

A: Just submit another screen capture. We'll send you a contract. Remember that you may only take out two loans in any 90 day period.

Q: What are those qualifications that I need?

A: 19 or older. Need a job. Need a bank account. That bank account has to have online banking support.

Q: Do I need a job to apply?

A: You don't need a job to apply, but you need a job to be accepted.

Q: What are your store hours?

A: The website is 24/7 but we only have staff available for questions from 8:00am to 8:00pm.